Personal Finance

This personal finance course uses How Money Works: Act Now, Pay Later as its primary text to help students understand how everyday financial decisions shape long-term outcomes. It is taught from a Biblical worldview and focuses on building practical money skills, including budgeting, saving, tithing, giving, managing credit and debt, understanding interest, and planning for future financial goals. Through real-world examples and guided discussion from the book, students learn how to make proactive financial choices today to avoid costly consequences later. Emphasis is placed on developing responsible habits, financial awareness, and confidence in navigating personal financial decisions.

Instructor: Mr. Ed Peterson

Course Fee: this is a free course for students in 12th grade only

Textbook: mentioned above and purchased directly from the teacher.